Metafy Terms of Service

Welcome, and thank you for your interest in Metafy, Inc. (“Metafy,” “we,” “our,” or “us”) and our website at metafy.gg, along with our related websites, networks, applications, platform, and other services provided by us (collectively, the “Service”). Metafy facilitates a platform where individual Partners operate their own businesses, offering services such as 1:1 sessions, bulk session packages, guides, events, and paid community subscriptions. These Terms of Service are a legally binding contract between you (“you”) and Metafy regarding your use of the Service. These Terms (defined below) apply to you whether you are (i) browsing our websites, (ii) using the Service, or (iii) acting as a Partner (defined below) via the Service.

PLEASE READ THE FOLLOWING TERMS CAREFULLY:

BY CLICKINGI ACCEPT,” OR BY DOWNLOADING, INSTALLING, OR OTHERWISE ACCESSING OR USING THE SERVICE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF THE SERVICE, YOU AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS, INCLUDING METAFY’S PRIVACY POLICY AND CODE OF CONDUCT (TOGETHER, THESE “TERMS”). IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE SERVICE. YOUR USE OF THE SERVICE, AND METAFY’S PROVISION OF THE SERVICE TO YOU, CONSTITUTES AN AGREEMENT BY METAFY AND BY YOU TO BE BOUND BY THESE TERMS.

PARENTAL CONSENT. IF YOU ARE UNDER 18 YEARS OF AGE (A “MINOR”), YOU MUST HAVE YOUR PARENT OR LEGAL GUARDIAN’S PERMISSION TO USE THE SERVICE, AND YOU MAY ONLY USE THE SERVICE UNDER THE SUPERVISION OF A PARENT OR LEGAL GUARDIAN WHO ACCEPTS AND AGREES TO BE BOUND BY THESE TERMS ON YOUR BEHALF, INCLUDING ALL DISCLAIMERS, WAIVERS AND RELEASES.

PARTNERS’ NOTICE. YOU MUST BE AT LEAST 13 YEARS OF AGE TO BE A PARTNER. If you are individually offering services via the Metafy platform (a “Partner”), you agree to these Terms as well as the Metafy Partner Terms (the “Expert Terms”). To the extent, the Expert Terms conflict with these Terms, the Expert Terms control.

Partners operate independently and are not employees or agents of Metafy. They are solely responsible for their services, including scheduling, delivery, and customer support.

ARBITRATION NOTICE. EXCEPT FOR CERTAIN KINDS OF DISPUTES DESCRIBED IN SECTION 17, YOU AGREE THAT DISPUTES ARISING UNDER THESE TERMS WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND BY ACCEPTING THESE TERMS, YOU AND METAFY ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING.

RELATIONSHIP OF THE PARTIES. YOUR USE OF THE SERVICE, INCLUDING AS A PARTNER, DOES NOT CREATE AN EMPLOYEE-EMPLOYER OR CONTRACTOR-EMPLOYER RELATIONSHIP WITH METAFY.

  1. Metafy Service Overview. Metafy connects gamers with experts for the best in learning and entertainment.

  2. Eligibility. You must be at least 13 years old to use the Service. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least 13 years old; (b) you have not previously been suspended or removed from the Service; and (c) your registration and your use of the Service is in compliance with any and all applicable laws and regulations. If you are a parent or the legal guardian of a Minor accepting these Terms on the Minor’s behalf, you represent and warrant that you have the legal authority to bind the Minor to these Terms and you also agree to be bound by these Terms. If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind you to these Terms and you agree to be bound by these Terms.

  3. Accounts and Registration. To access most features of the Service, you must register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your username, email address, or other contact information. You agree that the information you provide to us is accurate, complete, and not misleading, and that you will keep it accurate and up to date at all times. When you register, you will be asked to create a password. You are solely responsible for maintaining the confidentiality of your account and password, and you accept responsibility for all activities that occur under your account. If you believe that your account is no longer secure, then you should immediately notify us at [email protected].

  4. General Payment Terms. Certain features of the Service may require you to pay fees. Before you pay any fees, you will have an opportunity to review and accept the fees that you will be charged. All fees are in U.S. Dollars and are non-refundable, except as required by law, unless otherwise specifically provided for in these Terms.

    4.1 Fees and Payments

    Certain features of the Service may require you to pay for services (“Partner Services”), including, but not limited to, Live Events, 1:1 Sessions, Bulk Session Packages, Guides, Subscriptions, and any add-ons. Partners determine pricing for their Services (“Partner Fees”). Metafy will make reasonable efforts to keep Partner Fees published on the Service up to date.

    4.2 Refund Policy

    All purchases are non-refundable, except for unscheduled 1:1 sessions and unused bulk session packages. Once a session within a bulk package is used, the package becomes non-refundable. Partners are responsible for handling first-level support and refund requests. Metafy will intervene only in escalated cases.

    4.3 Partner Responsibilities

    Partners are responsible for providing their services as described and handling customer support inquiries. If a Partner is found to be in breach of Metafy's policies, Metafy reserves the right to mandate refunds and may withdraw funds from the Partner's account in cases of fraudulent behavior.

    4.4 Refund Time Limits

    Refund eligibility varies depending on the type of product purchased. Refunds must be requested within the specific time limits listed in Section 5. Refund Policy (Revised). Refund policies apply only to purchases made on or after November 10, 2025. Purchases made before that date follow the previous Metafy refund policy.

    5. Refund Policy (Revised)

    This refund policy applies to purchases made on or after November 10, 2025.

    Purchases made before that date will continue to follow the previous Metafy refund policy.

    Product / Service Refundable? Refund to Payment Method Refund as Metafy Credits
    Unscheduled single and bundled Sessions ✅ Yes Within 21 calendar days Within 45 calendar days
    Partially used bundled Sessions ❌ No
    Event Tickets ✅ Yes Up to 10 days before the event date Up to 10 days before the event date
    Guides ❌ No
    Paid Communities / Subscriptions ⚠️ Limited Same-day renewal cancellations only
    Donations ❌ No
    Tips (for unscheduled Sessions) Yes - If the player asks for it Within 21 calendar days Within 45 calendar days
    Premium Slot Fees (for unscheduled Sessions) Yes Within 21 calendar days Within 45 calendar days

    5.1 Refund Eligibility

    5.2 Partner Responsibilities & Escalations

    5.3 Chargebacks & Payment Disputes

    5.4 Fraud & Policy Violations

    5.5 User Refund Requests

    If you're unsatisfied with Partner Services and believe you qualify for a refund under this policy, please contact Metafy Support at [email protected]. Refunds are issued at Metafy’s discretion for cases that fall within policy guidelines.

  5. Tipping. If you’re enjoying the Partner Services, you can send your Partner a monetary “Tip”. The Partner receives 100% of the Tip. While the entire Tip amount goes to the Partner, additional platform fees (“Tipping Platform Fee”) and payment processing fees will be assessed to you separately by Metafy and Stripe respectively. If you wish to Tip a Partner, the minimum Tip is $1.00 USD and the maximum Tip is $100.00. You can Tip the same Partner multiple times a day, but you can’t tip more than $100 per Partner each day. Metafy charges users a Tipping Platform Fee equal to 2.9% of the Tip amount plus thirty (30¢) cents. If the Tip feature is available to you, to give a Tip, you must be 18 years of age or older (or age of majority in the jurisdiction in which you reside). To receive a Tip, a Partner must be 18 years old, in compliance with these Terms, the Metafy Expert Terms and be in good standing, including adherence with Metafy’s Code of Conduct. If your account is found to be in violation of any of the above, your account will permanently or temporarily be removed from receiving Tips, depending on severity. All Tips are considered nonrefundable.

  6. Payment Processing. Payment processing services are provided by Stripe. You will be subject to the Stripe Services Agreement and the Stripe Global Privacy Policy. For all payments, you authorize Metafy to charge all sums for the orders that you make and any level of Service you select as described in these Terms or published by Metafy, including all applicable taxes, to the payment method specified in your account. If you pay any fees with a credit card, then Metafy may seek pre-authorization of your credit card account prior to your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase. Payments for the provision of Partner Services are set forth in the Metafy Expert Terms.

  7. Subscription Service. The Service may include certain subscription-based plans with automatically recurring payments for periodic charges (“Subscription Service”). The “Subscription Billing Date” is the date when you purchase your first subscription to the Service. Upon purchasing a Subscription Service, you will receive an email regarding the Subscription Service, including information on how you may cancel your subscription. The Subscription Service will begin on the Subscription Billing Date and continue for the subscription period that you select on your account (such period, the “Initial Subscription Period”), and will automatically renew for successive periods of the same duration as the Initial Subscription Period (the Initial Subscription Period and each such renewal period, each a “Subscription Period”) unless you cancel the Subscription Service or we terminate it. If you activate a Subscription Service, then you authorize Metafy or its third-party payment processors to periodically charge, on a going-forward basis and until cancellation of the Subscription Service, all accrued sums on or before the payment due date. Your account will be charged automatically on the Subscription Billing Date and thereafter on the renewal date of your Subscription Service for all applicable fees and taxes for the next Subscription Period (the “Subscription Fee”).

  8. Delinquent Accounts. Metafy may suspend or terminate access to the Service, including fee-based portions of the Service, for any account for which any amount is due but unpaid. In addition to the amount due for the Service, a delinquent account will be charged with fees or charges that are incidental to any chargeback or collection of any the unpaid amount, including collection fees. If your payment method is no longer valid at the time a renewal Subscription Fee is due, then Metafy reserves the right to delete your account and any information or User Content (defined below) associated with your account without any liability to you.

  9. Cancellation Policy for Subscription Services. You must cancel your Subscription Service before it renews in order to avoid billing of the next periodic Subscription Fee to your account. Metafy or its third-party payment processor will bill the periodic Subscription Fee to the payment method associated with your account or that you otherwise provide to us. You may cancel the Subscription Service at any time by accessing your account and clicking “cancel subscription” or by contacting us at [email protected]. YOUR CANCELLATION MUST BE RECEIVED BEFORE THE RENEWAL DATE IN ORDER TO AVOID CHARGE FOR THE NEXT SUBSCRIPTION PERIOD.

  10. Cancellation Policy for Non-Subscription Services. The cancellation policies for non-subscription Partner Services vary based on the preference of the Partner. The cancellation policy that applies to the lesson that you purchase will be included on the applicable lesson page.

  11. Licenses

    1. Limited License. Subject to your complete and ongoing compliance with these Terms, Metafy grants you, solely for your personal, non-commercial use, a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service.
    2. License Restrictions. Except and solely to the extent such a restriction is impermissible under applicable law, you may not: (a) reproduce, distribute, publicly display, publicly perform, or create derivative works of the Service; (b) make modifications to the Service; or (c) interfere with or circumvent any feature of the Service, including any security or access control mechanism. If you are prohibited under applicable law from using the Service, then you may not use it.
    3. Feedback. We respect and appreciate the thoughts and comments from our users. If you choose to provide input and suggestions regarding existing functionalities, problems with or proposed modifications or improvements to the Service (“Feedback”), then you hereby grant Metafy an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right and license to exploit the Feedback in any manner and for any purpose, including to improve the Service and create other products and services. We will have no obligation to provide you with attribution for any Feedback you provide to us.